Joe has been a Financial Consultant to individuals and small businesses for over 30 years. He is an MSU graduate in Finance and has and MBA from Wayne State University. Joe and his wife Cindy have three children. He has lived in St. Clair Shores/Grosse Pointe area for over 25 years. Most of his personal time is spent with his family. He enjoys exercise, golf, reading, travel, and staying active in his community through coaching youth sports and high school baseball.