Joe has been a Financial Consultant to individuals and small businesses for over 30 years. He is an MSU
graduate in Finance and has an MBA from Wayne State University. Joe and his wife Cindy have three
children. He has lived in St. Clair Shores/Grosse Pointe area for over 25 years. Most of his personal time is spent with his family. He enjoys exercise, golf, reading, travel and staying active in his community through coaching youth sports and high school baseball.