A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Related Content From Seeking Yield to Seeking Profits How low can you go? We’re not talking about the limbo. We’re referring to sovereign bond rates. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance. U.S. Personal Savings Rate What can be learned from the savings rate?